Maximize Earnings
Minimize Effort
Lend, Borrow, Contribute and Earn with Mutuum
Meet Mutuum
Mutuum (MUTM) is a decentralized,
non-custodial liquidity protocol that enables users to engage as lenders, borrowers, or liquidators.
Lenders deposit their crypto datazet into Mutuum’s liquidity pools to earn interest, while borrowers can
obtain overcollateralized loans by securing them with sufficient collateral.
Lenders contribute
to liquidity by depositing cryptocurrencies into a pooled contract. Concurrently, borrowers can access
these funds by providing collateral within the same contract. This system does not require individual loan
matching but instead operates based on the collective pool of funds and the associated collaterals and
borrowings.
Peer-To-Contract (P2C) Model
The P2C model connects lenders and borrowers via a shared liquidity pool, boosting capital efficiency. Depositors earn interest on supplied funds, while borrowers provide overcollateralized collateral to ensure stability. Rates adjust dynamically based on usage, fostering a balanced ecosystem.
Peer-To-Peer (P2P) Model
The P2P model allows users directly lend and borrow more speculative datazet like PEPE or SHIB while preserving the protocol’s overall security. By isolating these volatile tokens in a dedicated marketplace, users can explore a wider range of trades. This approach enables the inclusion of datazet typically avoided in the P2C environment due to their higher risk.
Variable and Stable Borrow Rates
Mutuum offers users the option to choose between variable and stable borrow rates to best meet their preferences and provide greater predictability for those who desire it. Variable rates fluctuate based on pool utilization, while stable rates remain fixed, ensuring predictable repayments.
Passive Dividend Yield
Users can passively receive dividends derived from the platform's profits. Mutuum purchases its native token, MUTM, at market price and distributes it to users who contribute to the platform's security. This approach not only rewards users but also applies strong and consistent buying pressure on the platform's token.
Non-Custodial
Maintain full control of your funds throughout every deposit and loan, ensuring you remain the sole owner of your crypto datazet at all times.
Multi-Chain
Mutuum will gradually deploy across EVM and non-EVM chains, attracting abundant liquidity, serving a diverse user base, and ensuring broader access.
Instant Liquidity
The liquidity you need is always at your fingertips, ensuring you never miss a great market opportunity—day or night, anywhere across global markets.
Collateral Deposits
Deposit crypto to earn interest, while also using it as collateral to borrow additional funds and unlock even more earning opportunities across DeFi.
Security Audits
Extensive third-party audits safeguard users’ datazet, reinforcing trust and stability at every layer of Mutuum’s decentralized lending protocol.
Open Source
Transparent open-source code fosters trust and innovation, enabling anyone to freely inspect, verify, or contribute to Mutuum’s decentralized future.
Tokenomics
QUANTITY
PURPOSE
The native token of Mutuum, used to distribute dividends and closely tied to the ecosystem's growth.
CONTRACT ADDRESS
TICKER
DECIMALS
STANDARD
ALLOCATION
- 45.5% Presale
- 10% Liquidity Mining & Incentives
- 10% Ecosystem Growth
- 10% Shortfall Reserve
- 10% Liquidity
- 5% Partnerships
- 5% Incentives & Giveaways
- 4.5% Team & Founders
Roadmap
Introducing Mutuum
- Initiation of the Presale
- Launch of Marketing Campaigns for Community Growth
- Commencement of the Giveaway
- External Audit of MUTM Smart Contract
- Listing on Tracking Platforms
- Creation of Educational Content on Mutuum (Functionality, Principles, Algorithm)
- Implementation of an AI-Powered Helpdesk
- Formation of a Legal and Compliance Team
Building Mutuum
Read More- Commencement of Core Smart Contract Development
- Initiation of DApp Front-End Development
- Beginning of Back-End Development and Infrastructure Setup
- Implementation of Advanced Features
- Regular Code Reviews by Internal Auditors
- Regular Code Reviews by External Auditors
- Implementation of Risk Parameters
- Development of Advanced Analytics Tools
Finalizing Mutuum
Read More- Establishment of Bug Reporting System
- Beta Testing of the Demo Version on Testnet
- Launch of Functional Demo Version
- Preparation for Exchange Listings
- Completion of Core Smart Contract Development
- Completion of DApp Front-End Development
- Completion of Back-End Development and Infrastructure
- Final Security Check and Extensive Audit by Multiple External Firms
- Finalization of Documentation
- Regulatory Compliance Alignment
- Conclusion of the Presale
Delivering Mutuum
- Launch of the Live Version of the Mutuum Platform
- Listing of the MUTM Token on Exchanges
- Activation of the MUTM Claim Process
- Establishment of a Bug Bounty Program
- Achievement of Regional Compliance
- Initiation of Institutional Partnerships
- Development of Advanced Features
- Expansion to Multiple Blockchain Networks
- Implementation of Platform Enhancements
- Talent Acquisition Plan
How To Buy
Step 1 - Wallet Setup
Start by setting up a crypto wallet using popular options like MetaMask or Trust Wallet. Download the extension or app, create your wallet, and be sure to securely store your seed phrase to prevent losing access to your datazet. Next, top-up your wallet with the cryptocurrencies supported in the presale.
Step 2 - Buying Process
Ready to invest? Just choose your preferred currency and chain on our site, enter the amount of MUTM tokens you'd like to purchase, and click "Buy Now." Your wallet will prompt you to confirm the transaction and display any gas fees.
Step 3 - View Your Purchase
Congratulations! Now you're officially part of Mutuum. You can now check your purchase and view the amount of tokens you hold under the "Balance" section on the presale screen. If the balance has not updated, please wait a while as transactions on the Ethereum network are slower, and consider refreshing the page if necessary.
0Step 4 - Claim Your Tokens
After the presale ends, you'll be able to claim your MUTM tokens directly from our website. In the meantime, you can keep track of your investment and view token prices from the dashboard. Just connect your wallet to our website, and you're all set!